Yes. You're free to withdraw from your investments and take out your money whenever you fancy. There's no minimum term and certainly no fees for accessing your own money.

This applies whether you have your money invested in an ISA or GIA account with Cushon. Check out specific withdrawal rules, restrictions and timings if you have other products, like a pension, a LISA or a JISA.

Just bear in mind, it might take up to 14 working days for the money to land in your bank account. This is because different fund managers can process sales at different speed.

It's also important to keep in mind that the actual amount you will receive might be different (higher or lower) than the amount you set to be withdrawn. Unless you are withdrawing from cash.

This is because the money you have with Cushon is invested in units of funds. The value of these units changes daily based on market movement.

Scenario A) Withdrawal from investments

This is how it works, as an example:

• You request to withdraw a certain amount, let's say £1,000.
• We start the process of selling fund units to reach the requested £1,000.
• This process may take up to 14 days, depending on the fund manager's processing time.
• By the time the units are sold, their value might have changed due to the nature of financial markets.

So, you might receive slightly less or slightly more than requested. In this example, you received £998 instead of £1,000 because the fund units' value went down the day they were sold.

This is a standard process across the investment industry and happens because the value depends on the performance of the funds where it's invested. Always remember that the value of your investment can go both ways - up and down.

Scenario B) Withdrawal from cash

The amount of money you withdraw will be paid into the bank account linked to your Cushon account the next business day. For requests made later in the day, it may take up to two business days.

We always aim to have your money in your bank as quickly as possible. It helps if a bank account is already connected to your Cushon account – please take a moment to double check that the details of your linked bank account are correct and current.