| Think of our stocks and shares ISA as a dual-purpose tool - you can hold cash in your account and also invest in stocks and shares. This means you can use it for both short-term and long-term savings goals - the choice is yours! Some ISAs, like the Lifetime ISA (LISA), come with certain rules. For example, you can use the LISA to buy your first home in the UK or save for when you turn 60. But be careful, if you dip into the pot for any other reasons, you'll have to pay a penalty. And then there's the Junior ISA (JISA) - a great way to kickstart savings for your little one. It even has a safety lock: the money is securely tucked away until your child turns 18. |
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