A stocks and shares ISA lets you keep cash in your account or invest in stocks and shares. It can suit both short-term and long-term savings.
Some ISAs have specific rules. For example, the Lifetime ISA (LISA) helps you buy your first home in the UK or save until you turn 60. Taking money out for other reasons means you must pay a charge.
The Junior ISA (JISA) helps save money for a child. The money cannot be accessed until your child turns 18.