The truth is, they're not that different. The main advantage of a workplace ISA is the convenience it offers.

For some employers we set up a special sign-up process which means we can pre-populate all of your details (name, address, national insurance number, etc.). This means you can sort out your ISA in just a few clicks.

Some employers also enable you to contribute directly from your pay, which saves you having to look up your bank account details to set up a direct debit.