Your money is kept in a ring-fenced account that's protected, even if we were to face any financial difficulties. This also applies to the fund management companies that manage your investments in stocks and shares.

Your money is held in a client money account that is in trust and separate to our firm money. Similarly, investments we hold on your behalf are not held in our firm name but to reflect them as client assets.

In the unlikely scenario that you lose money due to us or one of our partners facing financial issues, your assets might be covered by the Financial Services Compensation Scheme (FSCS). Full details of the FSCS, including the limits that apply and the conditions for making a claim, are available at www.fscs.org.uk/