We've made it super simple for you to get into your pension pot. All you need is our handy Cushon app.

Once you turn 55, your pension pot is all yours to access. This age limit is set by the government and is known as the National Minimum Pension Age. (It rises to 57 in 2028.)

Here's how you can get started:

• Open up the Cushon app and tap on the pension pot you'd like to access.
• Then, look for 'more options' and give that a tap.
• You'll see an option that says 'Access your pension'. Tap on that to explore all your options.

Just remember, you need to be at least 55 to start this process, so the option won't appear until your 55th birthday.

If you're facing serious health issues or a terminal illness, you might be able to access it a bit earlier subject to the discretion of our trustees, who will look at each situation individually. For more info on ill-health early retirement, check out this article from MoneyHelper.