Combining your pensions can make life simpler. It means you only have to keep track of one pot instead of several, and you could pay less in fees.

Benefits of combining your pensions

• Less hassle: Track one pension pot instead of many. You can see it all in the Cushon app.
• Lower fees: Older pensions can sometimes charge more. Cushon caps charges to keep costs down.
• Greener investments: Cushon's Sustainable Investment Strategy aims to cut its carbon footprint by 80% by 2030.
• Easy access: Use the Cushon app to manage or withdraw from your pension—no paperwork needed.

Things to check before you transfer

Cushon won’t charge you to transfer, but your current provider might. Ask them if any fees apply.

Some older pensions include special features, like guaranteed benefits. These might be lost if you transfer. Check with your current provider for details.

Make sure your personal details and policy numbers are up to date on all your pensions before starting a transfer. This helps avoid any delays.

How long will it take? It depends on your old provider. Some transfers finish in a few days, but others can take a few weeks. Once it's done, all your money will be in one place and easier to manage.