At Cushon, our stocks and shares ISA is designed to suit all savers, no matter your style or your goals, as it gives you the flexibility to hold both cash and investments.

If you're looking at short term saving, cash could be a great option for you.

For medium to long term plans, investing might suit you better, but do remember every investment comes with a degree of risk. The value of investments can go down as well as up which means you may get back less than you put in.

Whether an ISA is right for you will depend on your own individual circumstances.