A child can have one cash Junior ISA (JISA) and one stocks and shares JISA. Cushon lets you hold money as cash or invest it in their Junior ISA, so you can open one JISA per child with us.

Once you put money into a JISA, it belongs to the child and cannot be taken out. When the child turns 18, the Junior ISA changes to an adult ISA, which the child can access and withdraw from if they want.

The total amount you can pay into all JISAs for a child is £9,000 in the 2026 to 2027 tax year.

For more details, visit the government JISA guide.